New to Finances

We know that taking the first step towards building your financial future can be scary, but we're here to guide you through it. Let us help you build a solid financial base and get you on the path to achieving your money goals.

How We Can Help

Saving

  • The general rule of thumb is to save 3-6 months worth of your expenses in a liquid, secure account (ex: a savings account). However, depending on your situation and expenses, this number may need to be adjusted. 

    Schedule a consultation call so we can conduct a comprehensive overview of your financial health and then create specific actions that you can take to improve your financial future.

Budgeting

  • The best budget is one that aligns with your goals and personal values, is easy to follow, and it doesn’t discourage you. Ideally your budget automatically sets aside a portion of your pay for savings and investing so you don’t have to actively think about it every paycheck.

    If you’d like to talk about your options and figure out the best choice for you, schedule a consultation call. During this call, we’ll conduct a comprehensive overview of your financial health and then create specific actions that you can take to improve your financial future.

Investing

  • Setting financial goals is the first step in investing. These goals will help you determine how much money you need, the reason for needing the money, and when you will need to use it. Next, you need to determine your risk tolerance and your risk capacity. Investing always carries the potential for losses, but you may mitigate this through investing in appropriate and diversified investment vehicles.

    If you'd like to talk about these options and figure out the best choice for you, schedule a consultation call. During this call, we can conduct a comprehensive overview of your financial situation and goals and then create specific actions that you can take to improve your financial future.

Managing Debt

  • Typically with student loans, you have 10 years to pay off your total balance 6 months after you graduate. However, depending on your financial health, budget, and other financial goals, you may want to adjust your payment plan. Also, if you have federal student loans, consider any protections that you may qualify for and if it’s worth tapping into.

    Schedule a consultation call so we can conduct a comprehensive overview of your financial health and then create specific actions that you can take to improve your financial future.

Retirement Saving

  • The general rule of thumb is to contribute 10-15% of your income towards retirement. If you can afford to max out your retirement contribution for the year, that’s typically ideal. However, there are many factors that impact how much you should contribute, which include competing financial goals, any employer matching contributions, when you plan to retire, how much you’ll need during retirement, and your investment risk tolerance & capacity. 

    If you'd like to talk about these options and figure out the best choice for you, schedule a consultation call. During this call, we can conduct a comprehensive overview of your financial situation and goals and then create specific actions that you can take to improve your financial future.

  • It can be overwhelming trying to figure out what employee benefits are helpful, required, or not needed. We can help you understand what your current employee benefits are, if they’re helpful for your situation, and what to ignore. 

    Schedule a consultation call so we can conduct a comprehensive overview of your financial health and then create specific actions that you can take to improve your financial future.

Employee Benefits

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Schedule your free consultation so we can begin building your financial future together.

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