DIYers Looking for Help
The overabundance of information available today makes it difficult to feel confident in making the right financial decisions.
You’ve done the research and have an idea of what you’d like to accomplish, let’s work together so we can build a plan that’s tailored for you.
How We Can Help
Retirement Planning
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There may be options for you to tap into your retirement accounts penalty free, such as using a Roth conversion ladder or SEPP (72(t)). We can help you determine what’s best for your financial situation and retirement goals, book a consultation call to discuss further.
Retirement Projections
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Some online retirement calculators can get you in the ballpark when it comes to aiming for a savings goal. The challenge that most of these calculators face are the numerous variables, assumptions, and market scenarios that financial planning software incorporates. At Casita, we use RightCapital to create retirement projections for our clients and build scenarios to see what can make or break your retirement plan.
Investment Guidance
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When thinking about investing, you'll want to consider some important factors, which include: your risk tolerance, when you'll need to access the funds, investment experience, personal financial situation, and investment goals.
We can analyze your portfolio and help you determine if you're taking on an appropriate amount of risk to meet your financial goals.
Major Decisions
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This will depend on many factors, including the rental market in your area, the time and effort you’re willing to put towards keeping up with a rental, your risk tolerance, and your future living situation. We can help you better understand the time, value, and money needed to rent or sell your home so you can make a confident decision.
Benefit Planning
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Get an understanding of the frequency, type of health care you’ll need going forward, and estimated cost per visit. For example, if you need to see the doctor at least twice per month, a high deductible health care plan may not be the best option for you because of the high frequency of use. Depending on your health insurance plans with your employer, we can help you understand your options so you can make the most informed choice.
Tax Guidance
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Backdoor Roth IRA contributions may be a great option to build after-tax funds towards retirement. Depending on your income level, current traditional IRA balance, and any other retirement plans you can participate in, a backdoor Roth may be considered.
We can help you work through the nuances and guide you through if a backdoor Roth is the most appropriate for your situation.
Let’s chat
Schedule your free consultation so we can begin building your financial future together.